Richmond, VA - Feb. 19, 2026 - MGV Finance (“MGV”), a private equity advisory and consulting firm based in Charlottesville, Richmond, and Washington DC, advised on a $17.2 million structured finance transaction between Pathward®, N.A. (“Pathward”) and 4 13 Solutions, Inc. (“4 13”), an energy solutions and commercial real estate platform founded by Pro Football Hall of Famer, three-time Super Bowl champion, and NFL all-time leading rusher Emmitt Smith, with his co-founder and Chief Executive Officer David Mosley.
Proceeds from the financing have been exclusively applied to support 4 13’s development of solar projects, while the company will use pre-existing vehicles and cash to continue building out its wind and gas portfolio. 4 13’s energy portfolio spans New York, Texas, and additional markets across the Southwestern United States. MGV, led by co-founder and Managing Partner Varun Yerramsetti, consulted on the transaction from inception through close, providing structured finance advisory, risk assessment, capital markets coordination, and due diligence support.
MGV worked closely with 4 13’s team led by Mosley, Taylor Weaver (Chief Investment Officer), and Denver Williams (Vice President of Development) to structure a financing solution aligned with 4 13’s development objectives. “MGV played a central role in initiating and structuring this financing in support of our continued growth,” said Mosley. “Varun’s team coordinated with our Chief Legal Officer, Lauren Randle, and made the entire financing process seamless."
MGV’s support and network of financing resources established “a foundation for a long-term relationship with Pathward and 4 13,” said Randle, who served as a senior attorney at Baker Botts LLP prior to joining 4 13 in 2024.
Tom Fink served as Pathward’s lead banker on the transaction, working closely with MGV and 4 13 to structure and drive the transaction to a successful closing. Legal counsel for Pathward was provided by the Atlanta-based law firm Brodnan & Budd, LLC, and Kate Pennartz, now a Partner at Holland & Knight, LLP, served as counsel for 4 13.
This transaction with MGV and Pathward positions 4 13 to continue scaling its renewable energy footprint while maintaining flexibility across future acquisitions, development initiatives, and capital markets opportunities.
About 4 13 Solutions, Inc.
4 13 Solutions, Inc. is a Dallas, Texas–based commercial real estate development and energy solutions company founded by Pro Football Hall of Famer Emmitt Smith and his business partner, David Mosley, who serves as Co-Founder and Chief Executive Officer.
Following Emmitt Smith’s retirement from the NFL in 2004 as a three-time Super Bowl champion and the league’s all-time leading rusher, Smith and Mosley launched 4 13 Solutions to focus on commercial real estate development, renewable energy assets, and energy efficiency initiatives. The firm operates at the intersection of traditional commercial real estate development, and sustainable energy infrastructure development and investment.
For more information, visit www.413solutionsinc.com.
About MGV Finance
Founded in Virginia, MGV Finance is a private equity advisory and consulting firm. Under the leadership of renowned US Virgin Islands Attorney and Senior Managing Director Leigh F. Goldman, MGV maintains an industry-agnostic approach, and services a diverse client base that includes former athletes, political advisors, Fortune 500 companies, and sovereign wealth groups.
MGV operates solely in a consulting and advisory capacity and does not engage in securities trading or broker-dealer activities. In furtherance of its commitment to regulatory compliance, MGV affiliates with New York Bay Capital and its founder, Julio Marquez, to facilitate securities-related transactions through Weild & Co., a FINRA- and SIPC-member firm led by David Weild, former Vice Chairman of NASDAQ.
For more information, visit www.mgvfinance.com.
About Pathward®
Pathward®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. (Nasdaq: CASH). Pathward is focused on financial access and strives to increase financial availability, choice and opportunity across our Partner Solutions and Commercial Finance business lines. The strategic business lines provide support to individuals and businesses. Learn more at Pathward.com.
